Living Winners Multi-Purpose Co-operative Society Limited, Abuja

1. Introduction

These Terms and Conditions govern your membership and participation in Living Winners Multi-Purpose Co-operative Society Limited (hereinafter referred to as "Living Winners Co-op" or "the Co-op"). By becoming a member or accessing our services, you agree to abide by these terms. Please read them carefully.

2. Membership Eligibility

Living Winners Co-op is a financial institution organized under the laws of Nigeria. Membership is open to individuals or entities eligible to become members as per the Co-op's bylaws and Nigerian regulations. Only members or those eligible to become members shall have voting powers within the Co-op.

3. Cooperative Enterprise

Living Winners Co-op operates as a cooperative enterprise, owned and managed by its members. The Co-op is dedicated to providing financial and technical assistance to eligible members. It engages in producing or furnishing goods, services, or facilities for the benefit of its members or voting stakeholders, who are the ultimate consumers or primary producers of such goods, services, or facilities.

4. Financial Services

Living Winners Co-op offers a range of financial services to its members, which may include but are not limited to savings accounts, loans, investment opportunities, and insurance products. The terms and conditions governing each financial service will be provided to members separately and must be adhered to.

5. Privacy and Data Protection

Living Winners Co-op is committed to protecting the privacy and confidentiality of its members' personal and financial information. We adhere to applicable data protection laws and regulations. By becoming a member, you consent to the collection, use, and disclosure of your personal information as outlined in our Privacy Policy.

6. Termination of Membership

Membership in Living Winners Co-op may be terminated voluntarily by the member or involuntarily by the Co-op, subject to the provisions of the Co-op's bylaws. In the event of termination, the member may be entitled to certain rights or benefits as per the Co-op's policies and applicable laws.

7. Amendments to Terms and Conditions

Living Winners Co-op reserves the right to amend or update these Terms and Conditions at any time without prior notice. Any changes will be communicated to members through appropriate channels. Continued membership and participation in the Co-op after such changes constitute acceptance of the amended terms.

8. Governing Law

These Terms and Conditions are governed by the laws of Nigeria. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.

Contact Information

For inquiries or assistance regarding these Terms and Conditions, please contact Living Winners Multi-Purpose Co-operative Society Limited, Abuja, Nigeria.

By becoming a member of Living Winners Multi-Purpose Co-operative Society Limited, you acknowledge that you have read, understood, and agreed to abide by these Terms and Conditions.